Step 6 · Suitability Report
Suitability Report
Sarah Mitchell · All assessments complete
👤 Client Profile
Sarah Mitchell
52 yrs · at
📊 Risk Profile (ATR)
Moderate (69 / 100)
Combined with Capacity →
💪 Capacity for Loss
Medium (13/15)
Monthly surplus: £2,500
🎯 Combined Profile
Moderate-Adventurous
ATR × Capacity
📈 Recommended Portfolio
Conservative
20% equities · 60% bonds · 3.5–5.5%
Goals Funding Status
Retirement at age 65 Target: £1,200,000
38%
Gap: £740,000
House Deposit Target: £60,000
75%
Gap: £15,000
Education Funding — Emma Target: £40,000
0%
Gap: £40,000
Consumer Duty Assessment
✓
Suitability
ATR match to recommended portfolio
✓
Affordability
Emergency fund + income surplus
✓
Appropriateness
Investable asset ratio
✓
Market & Product
Time horizon + goals alignment
Ready to generate your suitability report. The report will include the executive summary, full suitability narrative, Consumer Duty assessment, goals analysis, and recommended next steps.
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